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May the Holiday Warm Hearts: Idram and IDBank Support the Children of Heroes Beneficiaries of the "By Your Side" program at IDBank AraratBank Named Large CSR Company of the Year Idram Joins the Fight Against Food Insecurity Ucom’s Renovated Sales and Service Center in Yerevan Mall Reopens 1% idcoin instead of New Year’s suffering: practical tips Idram Junior Donated Books to Schools Big Christmas Market with Idram, IDBank and idplus Ucom Supports Wildlife Monitoring in Ararat Region IDBank, Idram, and idplus at the Big Christmas Market Converse Bank Deputy CEO and CFO, Grant Akopian, Elected to BACEE Board Ucom and SunChild NGO Install a Solar Plant in Alaverdi Kindergarten
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Idram Becomes a Partner of “Little Mher”Unibank has launched instant transfers by phone number Unisport Crowned Armenian Futsal Premier League ChampionOn May 30, "Unisport" will compete for the title of the Armenian championWith IDBank’s Support, Ian Gillan and Tony Iommi Awards Established at Gyumri Music School No. 6An unforgettable day instead of toys: June 1st guide from Idram&IDBankUnibank Issues Perpetual Bonds with a 13.25% Annual Yield for Shareholders IDBank Presented It’s Vision for Social Responsibility at Impacture 2026Unibank will not increase fixed-adjustable interest rates on loans secured by real estate Ucom General Director Ralph Yirikian Participated in the Impacture 2026 Conference“We are switching you to 5G, type a command”: IDBank warns about a fraud disguised as a “network update”Ucom and staff.am Bring Together Armenia’s Business Leaders at Executive Offsite Vol.1 Ameriabank and ADB Signed a $100 Million Agreement to Expand Micro, Small, and Medium-Sized Enterprise and Green Finance in ArmeniaLove Is… card from Unibank can win a trip to Paris Learn by Playing. A Series of Financial Literacy Games with Idram, IDBank and “Novosti-Armenia”Ucom and the Microsoft Innovation Center Collaborate on Cybersecurity EducationUnisport – Armenian Futsal Cup holderSummer starts with iced coffee, what if it brings bonuses too? Idram&IDBank AraratBank reduces loan interest rates for around 400 reliable SME customersTeam Holding Announces the Launch of the Third and Final Placement Phase of USD Bonds. Underwriter - Freedom Broker Armenia
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AraratBank: Transfer Your Mortgage Loan and Repay It on Attractive Terms: JOIN US

As part of its new campaign, AraratBank comes up with one of the best mortgage lending offers on the market.

AraratBank offers to transfer your mortgage loan from other banks or credit organizations, repaying it at a lower interest rate and on favorable terms.

A mortgage loan serviced for at least 1 year is possible to transfer to AraratBank at 12.25% - fixed for the first 3 years and adjustable starting from the 4th year. The annual effective interest rate is 12.96-12.97%.

By easing the financial burden, customers can extend the loan repayment period up to 25 years, reducing the amount of monthly payments.

Loan amount ranges from AMD 5 million to AMD 150 million.

All collateral related costs are covered by the bank: fees for the unified real estate certificate, notarization, registration of the right of pledge, and appraisal are covered by the bank.

There is no application processing fee, and no income verification documents, insurance, or loan package service fee are required.

In order to provide the simplest and fastest customer service possible, other loan obligations are not considered when assessing creditworthiness.

The offer is valid through January 30, 2026.

JOIN US to ease the financial burden on your path to homeownership.

For further details, visit any AraratBank branch, the Bank’s official website or call at +374 10 59 23 23.

AraratBank is regulated by the Central Bank of Armenia.